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Terms

Terms and Conditions

About this website

Homeowner Credit (homeownercredit.co.uk) is an information website operated for general guidance purposes only. By using this website, you agree to these terms and conditions.

Not financial advice

The content on this website is provided for general information only and does not constitute financial advice, a personal recommendation, or an offer to lend. Homeowner Credit does not provide loans, act as a credit broker, or arrange any financial products.

When you click through to a lender or broker via this website, you will be dealing directly with that third party. Any loan or financial product you apply for will be subject to their own terms, conditions, and regulatory requirements. You should read their documentation carefully before proceeding.

Your responsibility

Secured loans use your property as security. Your home may be at risk if you do not keep up repayments on a mortgage or any other debt secured on it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

We strongly recommend that you seek independent financial advice before entering into any secured lending agreement. Free, impartial advice is available from:

Third-party links

This website contains links to third-party websites. Homeowner Credit is not responsible for the content, accuracy, or practices of any linked website. Inclusion of a link does not imply endorsement.

Accuracy of information

We make every effort to keep the information on this website accurate and up to date, but we do not guarantee its completeness or accuracy. Information may change without notice. Homeowner Credit accepts no liability for any loss or damage arising from the use of, or reliance on, information provided on this website.

Intellectual property

All content on this website, including text, images, and design, is the property of Homeowner Credit unless otherwise stated. You may not reproduce, distribute, or use any content without prior written permission.

Changes to these terms

We may update these terms from time to time. Continued use of the website after changes are published constitutes acceptance of the updated terms.

Homeowner Credit is for information purposes only. We do not provide loans, credit broking or financial advice. Any loan products will be provided by the lender or broker on the website you are redirected to. Please review their terms and regulatory information before applying.