Once we have received your enquity, we will source the best product through our panel of regulated and non-regulated bridging lenders.  

Subject to your requirements and personal circumstances, we could produce a set of terms within the hour.

You could access finance between £25,000 to £1,000,000, based on the level of equity in your property portfolio, in one transaction. You can also secure against multiple buy-to-let properties (up to ten), should you wish to unlock more equity. With Bridging through Homeowner Credit, we can turn equity into reality in as little as five days.

Depending on the type of Bridging Loan you take, you generally have two options. You can either pay a monthly amount, or it may be rolled up and added to the initial lump sum. If you repay the lump sum before the term ends, you may be charged less interest in total. 

Bridging Loans are a short-term funding option, usually over an agreed term. Regulated bridges are typically based over 12 months, and used to help with cash flow; bridging the gap between buying a property and securing a mortgage / completion of building works / purchasing a buy-to-let property / or because you are intending to turn around a project quickly. 

Property developers or landlords will use a bridging loan when looking to refurbish sell or expand their portfolios. It is important that you understand the process before you start an application, in order to confirm what your exit strategy will be. If further finance is required to repay the bridging loan at the end of the agreed term, is it likely to be available? If you have had recent credit problems (such as defaults, CCJs or mortgage arrears) or have recently become self-employed, you can obtain a bridge but it may be difficult to obtain a mortgage. Without a credible exit route, you are at risk of losing the property you have invested in.